Community Bank offers competitive services to meet your credit needs. Apply online, speak to your local Community Bank associate, or click below to learn more.
Community Bank is operated through a contract between a commercial financial institution and the Department of
Defense. Currently, the contractor is Bank of America, N.A. The Defense Finance and Accounting Service, in coordination
with the Military Service banking representatives, is responsible for oversight of Community Bank.
Bank of America, N.A. Deposits are FDIC insured. © Bank of America Corporation.
*Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.
As your life changes, your financial needs change too. Starting a family, the need for a new or larger vehicle, or handling an unexpected event may have you thinking about a loan. Let Community Bank help with affordable, competitive rates, as well as personalized assistance to help you select a loan product that fits your budget and supports your overall personal financial goals.
When the time comes for a loan, our Online Loan Application makes the process easy. Applications take about 15 minutes to complete and provide an instant decision when submitted. To apply in person bring your most recent Leave Earnings Statement (LES) or your two most recent pay statements (for civilians), and any other proof of income you want considered with your application. There's no appointment necessary.
1 APR = Annual Percentage Rate. View current effective rates here. A .25% APR rate reduction is available with automatic payment from your Community Bank checking or savings account. Reduction is not available for Line of Credit or CD Secured Loans. Other rates and terms may apply and will be determined by credit history, loan amount and loan term requested.
With Community Bank's low, simple interest, fixed rate Auto Loan, you can get the vehicle you need at a price you can afford.
1 For used auto model years 2024 through 2019, financing is available for up to 100% of the lesser of the purchase price or J.D. Power (NADA) Retail Value until July 31, 2024. For Certified Pre-Owned (CPO) vehicles, financing is available for up to 100% of the purchase price.
The opportunity to purchase a new vehicle at substantial savings is one of the benefits of being stationed overseas. Ask a Community Bank associate for details or apply online.
Is a motorcycle your preferred method of transportation? Click here to explore various financing options or visit your local banking center for personalized assistance.
A Community Bank Line of Credit1 (LOC) provides a convenient and flexible way to cover emergency expenses, protect yourself from overdrafts, and quickly make purchases — while only paying interest on the amount actually used. Access the funds directly without affecting your Checking Account balance by visiting your local Community Bank and requesting a Line of Credit advance.
1 Line of Credit Loans are not available online — visit your local banking center to apply.
If you have multiple, high-interest, unsecured loans or credit card debt, a Debt Consolidation Loan1 may be a good way to lower what you pay in interest and reduce your debt to one easy, manageable monthly payment. We encourage you to use debt consolidation as part of an overall strategy to begin the process of reducing your monthly payment obligations, and are here to support you in your personal financial management efforts.
1 Debt consolidation loans are for unsecured debts such as student loans, credit cards, or personal loans from a financial institution. Each debt to be consolidated must be paid in full. Credit subject to approval.
Use your Community Bank Certificate of Deposit (CD) to secure your loan1 and you'll enjoy preferred interest rates. The minimum loan amount is $1,000.
1 CD Secured Loans are not available online. Visit your local banking center to apply.
Use our simple, secure online process to apply for our loan products at your own convenience. You must visit a Community Bank location to close any approved loan request.
The online loan application process generally follows the steps below, and takes approximately 15 minutes:
Before beginning the application process, review all of the pages, and have everything you need for the application. See our Loan Checklist for details. By clicking the "Apply Now" button below, you agree to the following statements:
If you've ever taken out a loan, or had a credit card or service contract, you probably have a credit score. Lenders and employers use your credit score to assess your creditworthiness. It can affect your ability to get a loan, the interest rates you'll pay, whether you can rent a house or apartment, and even if you can get a security clearance.